# Getting Started ### How Balances Work At its core, Wick is a wallet for Hyperliquid, after funding your **Trade balance**, users can optionally transfer USDC into their **Predict balance** to trade prediction markets. \ \ \&#xNAN;*See* [Funding Your Prediction Account](/wick/prediction/funding-your-prediction-account.md) *for a step by step guide* #### Trade Balance Your **Trade Balance** is your main account in Wick. * Used for spot trading, perpetuals, and HIP-3 markets * Lives on **Hyperliquid Core** * This is where funds arrive when you deposit via Unit or on-chain transfers * Funds are denominated in USDC #### Predict Balance Your **Predict Balance** is used exclusively for prediction markets. * Used for sports predictions powered by Polymarket * Lives on **Polygon** * Operates as a separate balance optimized for prediction markets *** ### Moving Funds to Prediction Markets When you want to place a sports prediction, Wick lets you move USDC from your **Trade Balance** to your **Predict Balance** directly inside the app. * Transfers are handled entirely by Wick * No external bridges or wallets required * Funds typically arrive in **under 15 seconds** This works like a simple deposit and withdrawal flow: you move funds into prediction markets when you want to predict, and move them back when you’re done. *** ### Why Wick Uses This Structure Trading and prediction markets have different performance and infrastructure requirements. By separating balances: * Trading remains fast and low-latency on Hyperliquid * Prediction trading remains fast and low-latency on Polygon * Users get the best execution environment for each product --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://wickdottrade.gitbook.io/wick/prediction/getting-started.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.